The learning layer
Four prediction heads. One question each.
A prediction head is a small model trained on top of one shared representation of the rate
landscape. Each head answers exactly one question. Narrow questions are testable, and testable is the entire point.
Head 01 · Payer Drift
In development
Which direction does this payer's filed rate for this code family move at the next monthly filing?
Trains on: stacked monthly Transparency in Coverage snapshots per payer, code family, and locality. The longer the index runs, the deeper the film it learns from.
Head 02 · Renewal Outcome
In development
Which contract renewal windows are likeliest to reprice, and which go quiet?
Trains on: effective, expiration, and renewal patterns across federal filings, plus the platform's own renewal telemetry as practices work their calendars.
Head 03 · Response Pattern
In development
How does this payer historically respond to a documented realignment request?
Trains on: outcome telemetry that accrues as leverage memos move through real negotiations. Honest note: this head needs outcome volume before it can be tested, so it ships last.
Head 04 · Market Shift
In development
Which locality medians for a code family are starting to move?
Trains on: benchmark drift across the normalized index. The goal is early warning, so a practice negotiates against where the market is heading, not where it was.